Finding the right loan, can be just as important as negotiating the right price.  Coordinating the two processes can save you time and money.

Start the process by getting Pre-Approved.  We'll keep it simple, but will need your permission to review credit and income. Based on where you would like to live, we will factor in local real estate taxes and provide several options, showing the amount of cash required at closing and total monthly payment.

You will know where you stand, before making an offer on home.  And when you do make an offer, the sellers will know that they are negotiating with financially capable buyers.

PHH Mortgage underwrites our loans and is one of the nations largest lenders.  They have quietly developed relationships with the nations largest real estate networks, such as Coldwell Banker, Century 21, ERA, and Sotheby's International.  Their specialty is meeting the needs of corporate and military relocations, and they extend those special services to us.  Most, and soon all, of the process will be handled electronically.  Because they do not have physical "retail stores" or advertising, their costs are less, and they can be more competitive. 

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment.

Whether you are purchasing or refinancing, we have a variety of conventional products including fixed rate, adjustable rate, interest only, and combinations thereof.  We have 100% financing available for first home buyers, and with as little as $500 of their own money, they can own a home.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.